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Terrylynn Fisher
Sherry Hutchens
Dudum Real Estate's
Short Sale Team





HAFA Certified

Certified Distressed Property Experts


Reinstatement means the homeowner repays the past due mortgage payments, which brings the loan current, and then continues making the regular monthly payments. While this is the easiest way to avoid foreclosure – it does not require the bank’s approval – it can be difficult for distressed homeowners to come up with the necessary funds. Assuming the funds become available, the homeowner simply requests the total amount owed to the bank to and pays it. This solution will ‘reinstate’ a mortgage up to the day before the final foreclosure sale.

We are foreclosure avoidance experts who work with distressed sellers every day. We are knowledgeable, experienced and most important, compassionate, and we can help you through this difficult time. Contact us today for more information about this and other ways to save your home. If you are frustrated with the lender process, don’t know where you are in the system or just have questions. We can coach you and/or help you get answers. Don’t wait – you have many more options when you start the process early.